How It Works
We offer revenue-based financing, which is a financing arrangement that provides upfront capital in exchange for a set amount of the business’ future revenue.
- $5,000 to $300,000 in upfront capital
- Auto-debited daily or weekly payments
- 3 – 12 months estimated payment period
Learn more about what makes our product different from traditional financing options.
Quick Eligibility Check
Do you meet these simple requirements? If so, your business may be eligible for funding! Apply now.
In business in the U.S. for 1+ years
Make $10,000+ in monthly revenue
Have a 500+ personal credit score
Our Process
Qualify
Meet simple requirements
Apply
Provide basic business info
Get Approval
Find out within hours
Receive Funding
Have funds deposited
often same-day
Remit Payment
Make payments and
stay engaged
Renew
Consider additional funding
Qualify
Because we specialize in providing capital to underserved small businesses who may not qualify elsewhere, we keep our eligibility requirements simple and attainable. Businesses must be in business in the U.S. for at least one year, make $10,000+ in monthly revenue, and owners must have a 500+ credit score.
Apply
Our application only requires basic information – owner’s name, social security number, business name, Tax ID, and last few months’ business bank statements. Customers also provide some minimal documentation – driver’s license, voided check, signed contract, and bank verification. Rarely, other documents may be needed, such as a tax return or proof of ownership.
Get Approval
Once we receive the necessary information and documentation, we jump right into reviewing everything and conducting a full, upfront underwrite. That means when we issue an approval, our deals stick and typically do not need to be modified. Customers are usually informed of the outcome of their application within a few hours.
Receive Funding
If a customer accepts our approval, we hold a funding call with all new customers. The goal is to be very clear about the features of revenue-based financing and the terms of the contract. When the customer feels confident about their funding details and has had their questions answered, we are often able to transfer the funds into the business bank account that same day.
Remit Payment
Within one week of receiving their capital, payments will begin automatically withdrawing from the customer’s business bank account. If business revenue decreases, payments can be decreased too. So customers are encouraged to reach out if things get tough. We may be able to help.
Renew
We make every effort to provide the funding a customer needs to help their business thrive. If a customer is up-to-date with payments and has paid about half of their balance, they may qualify for a renewal – an additional round of funding that can be used for any business purpose. Customers simply contact their dedicated Account Executive to get started.
Have specific questions about our process? Check out our FAQs to learn more.
Evan Comeau
Sales Manager
Access to Technology and Real People
As soon as you’re funded, you’ll be assigned a dedicated Account Executive who is available to help you manage your funding and notify you when you’re eligible for additional financing. You’ll also have access to our self-serve customer portal, where you can see your balance and manage your account at any time.
Apply for Funding